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Welcome to Central Georgia Realty

Central Georgia Realty is a full-service real estate brokerage and property management firm headquartered in Senoia, GA and serving all of South and North Atlanta. Currently managing over 200 residential properties for individuals, small investors, and institutional investors, we are experts in this part of the state in the property management business. We also offer management services for smaller multi-family properties, up to 30 units.

In addition to property management services, Central Georgia Realty also offers real estate sales. Whether you're a home owner looking to sell your home, an investor looking for great investment opportunities, or a buyer looking for your dream home, we can help you reach your goals.

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Landlord Insurance

Todd Ortscheid - Monday, April 21, 2014

Our management agreement, and the management agreement of just about any reputable property management company, requires the property owner to get an insurance policy for their rental property that is especially designed for rental properties, and to name our company as an additional insured. Why is this important?

First, the importance of the policy itself is to protect you from liability.  If you just have a regular homeowner's insurance policy, the insurer can typically deny any claims that arise while you are not occupying the property. So if the house burns to the ground while the tenant is living there, even if the tenant is not the cause of the fire, the insurer usually has an "out" to deny your claim, leaving you in a situation where the mortgage company can call your loan in full since they no longer have any collateral, or you have to pay out of pocket to rebuild the house. Obviously, this is not a good situation. A landlord insurance policy will cover this. Other liability that you want to have your insurance agent cover includes claims from a tenant if they get injured in the house, claims from neighbors if a tenant's dog bites them, etc. Generally, we recommend that you get at least $1 million in liability coverage for these issues, but ask your insurance agent if he might recommend something different.

Second, you'll want to make sure that we're named as an additional insured. This protects you from the insurer trying to deny a claim just because the property was under someone's management other than you directly, and it also protects us from the same liability that you are covering yourself for.

In addition to landlord insurance, we also require all of our tenants to have renter's insurance to cover their individual belongings. Our leases all state that we and the property owner are not responsible for the tenant's belongings, regardless of who is responsible for any damage or theft, so they have to have their own coverage to insure their belongings. This is additional protection for you.

To find out how to sign up for management services with us, please submit a form on this site, or give us a call!

Will you match pricing?

Todd Ortscheid - Saturday, April 19, 2014

This is a question we frequently get from potential clients: "such-and-such competitor tells me that they'll charge 1% less than you; will you match their rate?"

Well, the short answer is yes. But the long answer is that you probably don't want us to. Allow me to explain. We are set apart from virtually all of our competition by our very simple and transparent fee structure. Most property management companies try to nickel-and-dime their clients to death. Setup fees, marketing fees, mileage fees, postage fees, eviction fees, the list just goes on and on. So when they tell you "we'll beat Central Georgia Realty by 1%," what they really mean is that they'll beat our monthly management fee, but that's because they more than make up for it with their outrageous fees, most of which are usually hidden and they don't talk about until you're already getting billed. And since most companies make you sign a long-term agreement (we don't), you're stuck with them after you're getting hit with these hidden fees that were buried in the fine print.

So, again, we'll match their monthly fees if they're lower than ours (most aren't, by the way). But if we do, we'll have to also match all of those other fees that they're charging. Usually, you're far better off taking our simple and transparent fee structure that includes everything in your basic management fees and leasing fees. We'll be more than happy to discuss it with you, though. Give us a call to get started with our services and put away those landlord headaches for good.

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Central Georgia Realty
42 Main Street Suite 2B
Senoia, GA 30276

(678) 648-1244

Central Georgia Realty, LLC, Property Management, Senoia, GA

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